Visa and MasterCard establish the base rate for all merchants. The rate is known as the Discount Rate. Our Discount Rates are fixed rates and are established when you determine how a majority of your cards will be presented for authorization.

Q Are you primarily a retail merchant or a non-retail merchant? 

1 I primarily sell at a retail store front and see my customers.
2 I primarily sell at swap meets and see my customers.
3 I primarily sell over the phone and do not see my customers.
4 I primarily sell through the mail and do not see my customers.
5 I primarily sell over the Internet and do not see my customers.

 
Q How will a majority of your transactions be processed?

1 I will be swiping a majority of credit cards through a terminal.
2 I will not be able to swipe a majority of credit cards through a terminal.